![]() Whenever his kids are interviewed, they claim their father lived the same principles at home that he preached in 7 Habits. Personally, he was married to the same woman until his death, raised nine children and has fifty-two grand-children. Guess Covey pulled a fast one on ol' Bill.Įvery single productivity business book that suggests a weekly plan (think David Allen's Weekly Review) can credit Covey/Merrill for this planning approach. He could have had an easy life working for pops, but instead pursued an MBA (Harvard) a PhD and partnered with Roger A Merill (the original thinker behind 4 quadrants, weekly planning, etc) to write 7 Habits.īill Clinton brought him to the White House to inquire how to implement the 7 Habits for his staff. Do you have one specific tale, backed with evidence that Covey was a "con artist"?Ĭovey came from a very wealthy family (hotels). It may have good advice, but the company selling it doesn't follow it.Īnyone can throw around character assassinations like "con artist". ![]() In the end he went through "The Great Retcon" and changed all references to it to "Seventy Maxima of Maximally Effective Mercenaries" which amusingly enough has become a real book and taken on greater significance in the story as a result.īut hearing that soured my opinion of Covey and his book. The author got a threatening letter effectively saying they'd sue to shut down the entire comic over this joke. We're two layers deep.Ĭovey's estate heard about it, and what did they do? LAWSUITS. With me so far? Parody book in a webcomic. Well, in the comic, as a joke, the characters would reference a parody product in the future called "Seven Habits of Highly Effective Pirates" which was supposedly a little book written by a pirate in prison about being a better pirate. There's a very popular and successful webcomic called Schlock Mercenary that's been around for years. While I acknowledge that it has good advice, I believe the estate/people behind it to be absolutely hypocritical and overly aggressive in making sure they're the only people offering it. Example: Hello.Įxplanation of our link flairs Join our /r/bookclub Don't forget /new! Filter by Flair AMA Weekly Thread Mod PostĪma Check out this week's Thread Calendar Spoiler tags cover spoilers with black bars that reveal spoilers when a cursor hovers over them They are written as: >!spoiler!Any user with an extensive history of spoiling books will be banned. ![]()
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![]() ![]() Stay informed on the tax policies impacting you. 2019 Tax Brackets for Single Filers, Married Couples Filing Jointly, and Heads of Households Rateįor Unmarried Individuals, Taxable Income Overįor Married Individuals Filing Joint Returns, Taxable Income Overįor Heads of Households, Taxable Income Over ![]() Of $510,300 and higher for single filers and $612,350 and higher for married couples filing jointly. For both individuals and corporations, taxable income differs from-and is less than-gross income. The top marginal income tax rate of 37 percent will hit taxpayers with taxable income Taxable income is the amount of income subject to tax, after deductions and exemptions. In 2019, the income limits for all tax brackets and all filers will be adjusted for inflation and will be as follows (Tables 1). However, with the Tax Cuts and Jobs Act of 2017, the IRS will now use the Chained Consumer Price Index (C-CPI) to adjust income thresholds, deduction amounts, and credit values accordingly. The IRS used to use the Consumer Price Index (CPI) to calculate the past year’s inflation. S or have reduced value from credits and deductions due to inflation, instead of any increase in real income. There are seven federal individual income tax brackets the federal corporate income tax system is flat. In a progressive individual or corporate income tax system, rates rise as income increases. ,” when people are pushed into higher income tax bracket A tax bracket is the range of incomes taxed at given rates, which typically differ depending on filing status. Many tax provisions-both at the federal and state level-are adjusted for inflation. Bracket creep results in an increase in income taxes without an increase in real income. This is done to prevent what is called “ bracket creep Bracket creep occurs when inflation pushes taxpayers into higher income tax brackets or reduces the value of credits, deductions, and exemptions. It is sometimes referred to as a “ hidden tax,” as it leaves taxpayers less well-off due to higher costs and “bracket creep,” while increasing the government’s spending power. The same paycheck covers less goods, services, and bills. Provisions for inflation Inflation is when the general price of goods and services increases across the economy, reducing the purchasing power of a currency and the value of certain assets. On a yearly basis the IRS adjusts more than 40 tax A tax is a mandatory payment or charge collected by local, state, and national governments from individuals or businesses to cover the costs of general government services, goods, and activities. ![]() ![]() ![]() There are also a variety of free CV (Curriculum Vitae) templates to choose from. ![]() Whether you're a high school student, actor, or seeking a career in nursing, you can find any format for any job type. These professional resume templates are perfect for any stage of life or career. Print out as many copies as you'd like or download the template for free to share digitally when applying online. Using a template also makes it easier to customize your resume for each position you apply to. Each resume template is fully customizable in Microsoft Word, so you can personalize each design element and add your own text. There are plenty of resume designs to choose from, like simple resume templates and modern resume templates. Resumes don't need to look boring-add flair to your professional experience with a creative resume template. Whether you're applying to corporate positions or creative roles, go with a sleek design or show your creativity with bold colors. Showcase your potential to recruiters and stand out from other candidates with a professional template. Land your dream job with free, customizable resume templates. Create Business budgets Invoices Payroll Employee recognition Employee training Hiring and recruitment Business timesheets Brochures Business cards Contests Flyers Newsletters Open house Pamphlets Posters Sales Agendas Minutes Presentations Gantt charts Memo Pitch decks Surveys Planners and trackers Back to school College tools Graduation Papers and reports Class posters Lesson plans Student awards and certificates Teacher communication Teacher presentations Decorations Event flyers Event posters Invitations Holiday Anniversary Baby announcements Birthday Memorials Wedding Health and workout trackers Journaling Positive affirmations Calculators Kids activities Labels Letters Lists Personal budgeting Cover letters Resumes Coloring books and pages Floral and garden Menus Photo albums Scrapbooking Travel Volunteering Writing Facebook Facebook ad Facebook cover Facebook post Facebook story Instagram Instagram post Instagram story LinkedIn Pinterest Pinterest ad pin Pinterest pin TikTok Twitter Twitter header Video YouTube Designer Word Excel PowerPoint Forms Clipchamp Loop AI image generator Image background remover Learn & grow ![]() ![]()
![]() Pokemon Moon Silver image credit: nintendo With all Pokemon available (almost 500), edited moves, and a more difficult level of gameplay to counter, this HeartGold/SoulSilver ROM adds extra elements into two games and builds upon Drayano’s previous hacks for Gold and Silver that they admit lacked a little in plot.Īlso, as all Pokemon are available in this game, there’s no need to trade with another ROM hack in order to complete your Pokedex. Sacred Gold has a very similar feel to the others, including other games in this list. We’ve covered a few Drayano’s best Pokemon ROM hacks here at Retro Dodo. Sacred Gold takes the third spot in our list of the best Pokemon Nintendo DS ROM hacks of all time! Pokemon Sacred Gold image credit: nintendo With new gym leaders, new rivals, a compelling storyline, and over 40 new Pokemon to encounter, this is one ROM hack that should be definitely making its way to your downloads folder. Pick a starter Pokemon, battle all enemies, and do whatever it takes to stop the Masked Man in his tracks. This game has one of the coolest evolutions of all time – the Omega-Evolve. Not only that, but Team Aqua have reformed in the region and are causing havoc with… the Masked Man. Join Cynthia and Drake as you return to the world of Unova to battle teams of minions from the classic Team Rocket and Team Plasma. Relic Tentacruel, Mega Arcane there are so many amazing beasts to choose from. I can’t miss out the Mega Evolutions too and relic forms too. ![]() ![]() The thought and time that’s gone into making this hack feel like a completely new game is staggering, and it looks superb on the Nintendo DS! If anything, this game feels like more of a traditional RPG than the original titles. ![]() Using The Pokemon essentials engine, this fan made game takes place in the brand new region of Hawthorne. Pokemon Pheonix Rising is the first and possibly most well known game in our list of the best Pokemon Nintendo DS ROM hacks. Pokemon Phoenix Rising image credit: nintendo The Nintendo DS is a phenomenal handheld, so thankfully there’s a wide range of Pokemon ROM hacks to choose from.Īnd because the Nintendo DS had a fairly long lifespan there’s a wide range of different variations too, from Pokemon Heart Gold to Pokemon Platinum, there’s plenty to choose from. Pokemon Supernova Sun and Penumbra Moon 3DS ![]() ![]() ![]() And while some might think this “is it,” there’s more tactical prowess to this crosshair choice than one might think. Capitalizing on the power of the center dot, WARDELL’s crosshair is a packed white dot at the center of the screen. Sometimes, tiny details work the largest wonders in a fast-paced game like Valorant, and this is something WARDELLand his crosshairs highlight. Eagle-eyed fans may be able to spot minute movement through Mixwell’s crosshairs. RELATED: Valorant: Tips For Playing As AstraĬonsidering how white isn’t obstructive to the environment, the little white space there may help spot enemies quicker - especially those that prefer quick movement and skill deployment such as Killjoy. There’s just barely enough space for players to see through the crosshairs and into the background, and this seems to be a point of the crosshair, to begin with. ![]() While hard to follow from a spectator’s POV, the mini-dot appearance of the crosshair is fairly easy to follow from a player’s perspective.Īnother contender to the white space principle is Mixwell, this time around trying to lessen the space further between his crosshair lines. RELATED: Multiplayer Games With Discord Servers You Should JoinĪdd this with a dash of white, and he ends up with a thin crosshair that doesn’t interfere with much of the game’s environment but is still quite visible when facing dark surfaces. Thankfully, Asunacircumvents this potential hassle in crosshair detection with his own unique blend - this time turning on outlines and turning off inner lines. Included among the best crosshairs in Valorant are both white and green-colored cursors, most of which are dot-like in appearance with settings that serve specific purposes.Ĭonsidering the game’s focus on its playful and flashy 3D aesthetic, it’s easy to get lost in all the chaos. However, fans who want to maximize their Fade experience will likely want to equip themselves with the best custom crosshairs, especially when it comes to ensuring they have the best ways of aiming at opponents before they even get to strike back. Updated May 23, 2022, by Rhenn Taguiam: With newcomer Fade being the most recent of Agents in the hit FPS Valorant, fans of the acclaimed team-based shooter will be quick to use her blinding-oriented and detection-focused capabilities to get the jump on her foes. With the perfect tinkering, players can achieve certain crosshair settings that just match their combat preferences in Valorant. Surprisingly enough, some crosshairs do end up becoming extremely useful in most competitive situations due to their keen precision and aid in shooting. There you have it! That is everything you need to update your crosshair settings and start hitting headshots only.RELATED: Valorant: Tips For Playing As Agent Neon If you are unsure about the best crosshair for you, check out our Best 5 Valorant Crosshair Codes used by the pro players. The number of crosshair profiles available also increased from 10 to 15, so you can go crazy and copy the best crosshairs you find. If you like the crosshair of a teammate, all you have to do while spectating them is type "/crosshair copy" or "/cc" in chat, and it will import the crosshair as a new profile. The newest patch on Valorant also released the ability to copy spectating players' crosshairs. How to Copy a Crosshair Color in Valorant ![]() Here are the best crosshair color Hex codes you can use! Best Crosshair Color Hex Codes for Valorant Players now have the ability to choose any color for their crosshair using a 6-digit RGB or Hex Code. In the latest Valorant Patch 5.04, their improvement for crosshairs was added. Personalized crosshairs are important in Valorant and thankfully Valorant offers a wide range of customization choices, one of them being unique colors. ![]() ![]() This includes the addition of new Heroes, weekly events, public profiles, and Paragons.įour new towers were added after the game's initial release: the Mortar Monkey (v6.0), Engineer Monkey (v12.0), Dartling Gunner (v22.0), and Beast Handler (v36.0). Major updates to Bloons TD 6 usually focus on implementing balance changes to towers, at least 1 new map, and other new content. As a sequel to Bloons TD 5 and its generational spinoffs, Bloons TD 6 introduces 3D graphics, line-of-sight mechanics, additional Bloon types (specifically the Purple Bloon, the Fortified property, and the Big Airship of Doom), Heroes, 5th-tier upgrades, a third upgrade path, expanded cosmetics, and more. Like the other tower defense games in the BTD series, the objective of Bloons TD 6 is to prevent enemy balloons, referred to as "Bloons", from traversing a track and taking lives, which is fulfilled by the player placing a combination of monkey-based towers to pop the Bloons before they can escape. Developed and published by Ninja Kiwi, the game was released on Jfor Android and iOS, and later brought to Steam, Windows, and Macintosh, and to consoles. The Bloons are back and better than ever! Get ready for a massive 3D tower defense game designed to give you hours and hours of the best strategy gaming available.Ĭraft your perfect defense from a combination of awesome monkey towers, upgrades, Heroes, and activated abilities, then pop every last Bloon that comes your way!īloons TD 6 ( Bloons Tower Defense 6 or BTD6) is the sixth main installment and current flagship title of the Bloons Tower Defense series. ![]() ![]() ![]() ![]() Here is the original post for RS 2.0 where you can find more information about the mod. Go to the compatibility tab (the second one from the left in WIN 7), and check the "Run as an administrator" checkbox.Īpply the change, and it now should be ok. Right click on the Roma Surrectum II.exe file, select properties. If you encounter troubles with the launcher, go to C:\Games\Roma Surrectum II\launcher. Warning : It has been reported that the launcher does not have admin right by default. If you are in the least bit unsure about the installation path and this step, it is highly advised that you follow exactly the steps as described above.Ħ Now click on the next button, and change the default name of the Start Menu item if you so desire.ħ The mod should install itself, as well as create a shortcut on your desktop. Under "Destination Folder", you should now see the correct path, that is in our case : C:\Games\Roma Surrectum II. exe part if you have the file extension view disabled in windows).ĥ Once you the installer asks you where to install RS 2.5, you'll have to click on the "Browse" button, and select the Roma Surrectum II folder we have just created. The new path is going to be C:\Games\Roma Surrectum II.Ĥ Double click on the installer called Roma Surrectum 2.5.exe (you might not see the. You might want to rename the RTW folder to something like Roma Surrectum II. The resulting path would be C:\Games\RTW.ģ Check that inside this RTW folder, you have the exe(s), as well as several folders including data. The best thing to do is to create a new folder at the root of your hard drive (C:\ usually) called games, and copy/paste the RTW folder there. If you are unsure your install is clean, the best thing to do is to try to start a campaign.Ģ Copy that folder, and paste it to the location of your choice.ĭo NOT put it in the Program files ! (For Steam users who have no choice, be aware that you may encounter some issues with the launcher.) The Roman Empire splits in two, forming the Western and the Eastern Empires. While the original dealt with the rise of the Roman Empire to glory, the conquest of the Greeks and Gauls and the clash with the Carthaginians, the expansion deals with its eventual decline. Here are the complete installation steps for RS 2.5 using this installer.ġ Have a clean RTW install (that is, no mods installed in it or any modified files) patched to 1.5, plus any add-ons as applicable patched to 1.6 for BI and 1.9 for ALX. This is the expansion to the strategy title, Rome: Total War. I´ve uploaded 2.5 to mega !TJZQjKKa!gdV7aZ.H9lBe9tB4-1Slg (use this one if the bandwidth is spent on the first one) There are many reasons to play Rome: Total War. The installation process should be straightforward. To install it, simply download the exe (about 1.3 GB), and double click to launch it. There is nothing new in it, that is none of the hotfixe that might have been released after the 2.5 patch. Since the installation process is causing quite a lot of issues, and the "2.0 + 2.5 patch" install is rather complicated, I've created a new installer which combines everything in one file. ![]() ![]() ![]() The employee should provide proof of residence.The individual must have been employed for half a year, minimum.The employee should have a good credit score.The eligibility for a loan demands the conditions mentioned below. The ability of an employee to obtain a loan is contingent upon the lending institution’s regulations and stipulations. The payment amount, interest rate, charges for late payment, and any other relevant fees should all be quoted in the payment schedule. Thus, this template promotes honesty and fairness between those involved in borrowing or lending funds at a workplace. ![]() A written contract assists in resolving uncertainties or difficulties that may arise during payment. This agreement ensures that both parties benefit by outlining several significant aspects of the loan, such as repayment schedule, interest rate, and consequences resulting from non-payment. A template for an employee loan agreement is used to make sure that the conditions of a loan are well-defined and agreed upon by both the employee and employer. An employee loan agreement template aids in building trust and establishing transparency between the two parties engrossed in the loan process. Objectivesīy having a written agreement, both the employer and employee can refer to it if there are any uncertainties or disputes related to the loan. As a legal contract, the employee loan agreement creates the necessary framework for the loan. To finalize the agreement and ensure both parties understand the terms and conditions, the employee must sign the loan agreement. Employee loans are often made for long-term investments such as purchasing a car or house, and there are various template options available to business owners. Employers may use an automatic payroll deduction contract to guarantee loan repayment. Typically, loans have low-interest rates and are repaid in instalments from the employee’s paychecks. To obtain a loan, employees must adhere to all of the guidelines outlined in the loan agreement, which must be in writing. ![]() Meaning of Employee Loan AgreementĪn employee loan agreement is a beneficial arrangement between employers and workers that enables the latter to borrow funds for income-producing purposes. In this blog post, we will dig out the meaning and significance of an employee loan agreement, so you can make informed decisions about borrowing money from your employer. An employee loan agreement is a contract or agreement between employer & employee that defines the terms as well as conditions of the loan made by the employer to the employee. It is where an employee loan agreement comes in. If this is the case, it is vital to have a clear understanding of the terms and conditions of the loan, as well as your rights and responsibilities as a borrower. Employee Loan Agreement: Meaning, Objective, Eligibility & ProcedureĪs an employee, you may have found yourself in a situation where you need to borrow money from your employer. ![]() |
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